Irs Uniform Life Expectancy Table. Account balance as of december 31 last year* life expectancy factor see the uniform lifetime table** below to find the factor using the age you turn this year ÷ = your rmd example $100,000.00 account balance as of december 31 last year* 27.4 divisor This is your required minimum distribution for this year from this ira.
This table is the life expectancy table to be used by all ira owners to calculate lifetime distributions unless your beneficiary is your spouse who is more than 10 years younger than you. This calculator will calculate life expectancy based on how long the irs is betting you will live, and then display your life odometer based on that result. These updates are not automatic, and the irs only reviews them every 10 years (or if a new study of “individual annuity mortality experience” is published).
Inherited Ira Rmd Table Matttroy
Under the new uniform life table, the ira owner would use a life expectancy of 27.4 years for rmd calculations starting in 2022. If you must use table i, your life expectancy for 2021 is listed in the table next to your age as of your birthday in 2021. This is your required minimum distribution for this year from this ira. This table is the life expectancy table to be used by all ira owners to calculate lifetime distributions unless your beneficiary is your spouse who is more than 10 years younger than you.
