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Term Life Definition. Often considered the 'simplest' form of life insurance, it is best suited for providing coverage or income for a short term and on a limited budget. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.

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A term life insurance policy covers the policy holder up to the age specified in the. The premiumremains constant only for a specified term of years, and the policy is usually renewable at the end of. Life term synonyms, life term pronunciation, life term translation, english dictionary definition of life term. You have two options when it comes to life insurance—term vs.